Stack it away like treasure —
no spreadsheets, no stress

Personal and family expenses in Telegram. Type “coffee 4” and the category fills itself in. Shared family budgets.

14 days free · no card · runs in Telegram

7:52
September 2026
Hi, Dmitry
Last 30 days · Balance
+$1,310
Latest trend
↑ Balance
↑ Income
$2,502
↓ Spent
$1,191
RecentAll →
🛒
Whole Foods
Groceries · 2:02 PM
−$22.20
☕
Starbucks
Coffee · 11:15 AM
−$6.40
🚕
Metro
Transport · 7:40 AM
−$1.30
🍕
Chipotle
Food & cafés · 9:30 AM
−$14.80
👕
Zara
Clothes · yesterday
−$58.00
💰
Salary
Salary · yesterday
+$1,616

Everything you need — in one place

A quick look at what each one actually does.

Expense & income tracking

Fast entry by category. Type “taxi 500” and the category fills in automatically from your past spending.

  • By text, voice or a couple of taps
  • Emoji categories with nested subcategories
  • Income and expenses in one flow
  • Any of 24 currencies per entry

Shared budget

Create a group and invite family by link. Transactions, budgets and reports — shared with everyone in it.

  • Invite with a single link
  • Shared spending visible to everyone
  • See who spent what
  • Switch between groups in one tap

Reports & charts

Weekly, monthly and yearly. A donut chart by category with drill-down into subcategories.

Net worth & accounts

Track assets, liabilities and total net worth, with monthly balances for every account.

Budgets & events

Category limits plus dedicated budgets for trips, holidays and projects.

Income distribution

A checklist of how much to move to each account this month. No more spreadsheet formulas.

Get started in a minute

No sign-up, no setup — it all lives inside Telegram.

  1. Launch @kopimapp_bot — your account and currency are set up automatically. Install it as a PWA if you like.

  2. Go through the short in-app tour on first launch — a minute, and you know where everything lives.

  3. Add expenses and income. Check reports, net worth and budgets. Invite your family and run a shared budget together.

Add a transaction your way

Plenty of ways — pick your favourite, or mix and match.

Via the chat bot

Text the bot “lunch 12” — it reads the amount and category and logs it right in the chat.

  • Just send a message to @kopimapp_bot
  • Amount and category detected automatically
  • Send a voice note — the bot parses it
  • Instant confirmation back in the chat

Good-looking — even though it’s about money

Dark theme, one gold accent, everything where you expect it. Inside Telegram and as a PWA.

DashboardHome
BudgetInsights
Net worthAccounts

A few more niceties

On top of the essentials — the things that make kopim nicer every day.

  • 24 currencies

    Automatic conversion. Keep expenses in different currencies — reports come in your main one.

  • Merchant logos

    Your own logos and rules — “Yandex Lavka” gets the right icon automatically.

  • Smart notifications

    Budget reminders, daily summaries and weekly reports — tuned the way you want.

Why you can trust it with this

What gets encrypted, what stays yours, and where the line is.

Your entries are encrypted

Transaction amounts and notes, account balances, budgets and the names of your accounts, categories and groups are encrypted in the database (AES-256-GCM). The key is the server’s: this guards against a database leak, not end-to-end.

No bank to connect

No access to your accounts or cards — you decide what gets logged. Payment goes through Telegram, so we never see card details.

The data stays yours

Export every transaction whenever you like, import from CSV and Excel. If you leave, your history goes with you.

Simple, honest pricing

Every feature, from day one. No hidden tiers, no paid “pro” extras.

kopim Premium14 days free
230 ₽per month

or 1 840 ₽ a year — 33% less

14 days free first — no card required. You pay right inside Telegram. The monthly plan renews automatically and you can cancel any time in Telegram; the yearly one is a one-off payment.

Start free
  • Every feature, no limits
  • Shared budget for the whole family
  • Reports, net worth and event budgets
  • Telegram bot and auto-add from your phone
  • Pay right inside Telegram, cancel any time

Frequently asked

What is kopim?

kopim is a personal and family expense tracker inside Telegram: a Mini App plus a bot you log spending to in a plain message. Budgets, reports and net worth in 24 currencies, with no bank connection.

Is it free?

The first 14 days are completely free, with no card required. After that it’s 230 ₽ a month or 1 840 ₽ a year, paid right inside Telegram. The monthly subscription renews automatically, and you can cancel it any time from your Telegram settings.

Do I need to install anything?

No. kopim runs inside Telegram as a Mini App. You can optionally install it as a PWA on your phone.

Can I budget with my family?

Yes. Create a group and invite people by link — shared transactions, budgets and reports are then visible to everyone in it.

Which currencies are supported?

24 currencies with automatic conversion. Keep expenses in different currencies; reports are calculated in your main one.

Can I move my history over?

Yes. Import a CSV or Excel file with the columns “category, amount, date, description” — from your bank, a spreadsheet or another app.

Stop fighting spreadsheets

Open kopim in Telegram and get your finances in order today.

Open in Telegram